Finances

Session Duration

Typically, a "therapy hour" spans 50 minutes; however, some exposure therapy sessions are 60-90 minutes.

Session Frequency

OCD Initial Assessment:  2 hours

Other Initial Assessment:  1 hour


Traditional Outpatient:  1 hour weekly

Intensive Outpatient: 2-3 hours weekly

Hourly Rate

Self-Pay Fee per 50-60min hour:  $130


If you cannot afford this fee, please inquire with Dr. Curiel if she has any available reduced fee slots (they are limited).

Payment Options

Check


Ivy Pay App (HIPAA compliant electronic merchant system)

-You must download and keep the app

-App links your debit, credit, HSA/FSA

-You provide Dr. Curiel with your cell phone number.  The app will send you a link to set up your account and you can store your payment methods there.

-Dr. Curiel will then charge your Ivy Pay account for sessions and cancelation fees


Please no cash payments

Insurance

Insurance does not cover exposure or any sessions longer than 52 minutes for OCD and other Anxiety Disorders (other than PTSD).  For this reason among others (e.g. limiting number of approved sessions, dropping coverage in the middle of a treatment episode), many OCD specialists do not accept insurance.  Dr. Curiel does not bill out-of-network, but can provide you with a superbill that you can submit to request reimbursement from your insurance company.  Some patients have been successful in obtaining full or partial reimbursement from insurance.  It is the responsibility of the patient (or guardian) to obtain insurance pre-approval and submit superbills.  It is suggested you obtain your insurance representative's name or ID number, date and time of correspondence, and a written agreement.

Cancelation Fees

Per your intake paperwork, you will sign a  form stating you agree to provide a 24 hour notice when you cancel an appointment; otherwise, a $25 fee will be charged.  In the event of an emergency, this fee will be waived.